Timberlake Cove, Lake Oconee | Neighborhood Guide

Winding River Road and N. Rock Island Drive street sign at Timberlake Cove on the southern Putnam side of Lake Oconee
The Winding River Road entrance to Timberlake Cove, on the southern Putnam shore of Lake Oconee.

Timberlake Cove sits on the quieter southern, Putnam County side of Lake Oconee. The mouth of the cove is less than a mile south of the well-known Lake Oconee jumping rock on the western shore, and the community is built almost entirely along a single road — Winding River Road — which follows the contour of this deep, protected cove. It is one of the more private subdivisions on this end of the lake.
A good number of interior lots sit back off the water, only a few of them developed, but Timberlake Cove is defined by its lakefront. Lakefront homes here have sold from around $800,000 up to just over $1.9 million since 2022.

There are a number of interior homes on Winding River Rd as well. And many lots currently have for sale signs on them. Even without direct lake access there are still chances to get into the quiet southern neighborhood and build your dream at Lake Oconee.

Quick Facts

County / city Putnam County — Eatonton, GA 31024
Streets Winding River Road is the one road through it, off North Rock Island Drive, with a few addresses on Harbor Drive
Getting there In off North Rock Island Drive onto Winding River Road, next door to Rock Island
Time to grocery About 15 minutes to the Eatonton Publix. Milledgeville and the Kroger there are the other option
Gated No
HOA None. No dues, no association restrictions. The Rock Island POA next door is open to residents here
Lots Long and narrow with long private driveways. A good number of interior lots, only a few developed
By boat The mouth of the cove is less than a mile south of the jumping rock
Schools Putnam County School System

Where Timberlake Cove Is Located on Lake Oconee

Timberlake Cove is on the southern, Putnam County shore of Lake Oconee, reached from Winding River Road at its intersection with North Rock Island Drive, next door to Rock Island. The subdivision wraps the contour of a single wide cove just south of the Lake Oconee jumping rock (but on the other side of the lake).

Map showing the location of Timberlake Cove on the southern Putnam side of Lake Oconee, with a detail view of the cove
Timberlake Cove wraps a single wide cove just south of the jumping rock.

Timberlake Cove on Lake Oconee: Everything You Need to Know

The lots in Timberlake Cove are long and narrow, most with long private driveways that maximize seclusion — a layout that gives this subdivision an unusually private feel for a lakefront community. Homes here span every era and style, from originals dating to the late 1980s to builds finished in just the last few years. The trade-off for being on this end of the lake is a slightly longer drive to shopping and dining, though the Publix coming in Putnam County will close a good part of that gap. In return, you get the water itself: even inside these southern coves, Lake Oconee is at its best here — deeper and clearer than in the more northern stretches of the lake. And because this subdivision has no HOA or POA, there are no mandatory dues or association restrictions to worry about — though the Rock Island Coves POA next door is open to residents here if you want the social side of it.

Timberlake Cove Homes for Sale

8 listings for sale now · listed from $40K to $1.79M · average 78 days on market

$1,792,365

91.93 acres · Lot

251 Winding River Road #0, Eatonton, GA 31024

Listing courtesy of Luxury Lake Oconee, 706-453-9243 · #70141

$1,699,000

4 bd · 4 ba · 3,500 sq ft · Lakefront

264 Winding River Road, Eatonton, GA 31024

Listing courtesy of Keller Williams Realty Lake Oconee, 706-485-0088 · #71438

$59,000

0.84 acres · Lot

215 Winding River Road #1, Eatonton, GA 31024

Listing courtesy of Drake Realty Lake Area, Inc., 706-705-4203 · #71278

$54,000

0.75 acres · Lot

209 Winding River Road #1, Eatonton, GA 31024

Listing courtesy of Drake Realty Lake Area, Inc., 706-705-4203 · #71274

$51,700

0.72 acres · Lot

211 Winding River Road #1, Eatonton, GA 31024

Listing courtesy of Drake Realty Lake Area, Inc., 706-705-4203 · #71275

$40,000

0.72 acres · Lot

213 Winding River Road #1, Eatonton, GA 31024

Listing courtesy of Drake Realty Lake Area, Inc., 706-705-4203 · #71276

See all 8 Timberlake Cove homes for saleShow fewer

$699,900

3 bd · 2 ba · 1,417 sq ft · Lakefront

198 Winding River Road, Eatonton, GA 31024

Listing courtesy of Kim and Lin Logan Real Estate, 706-454-1621 · #71382

$385,000

3 bd · 2 ba · 1,630 sq ft

199 Harbor Drive, Eatonton, GA 31024

Listing courtesy of Keller Williams Realty Lake Oconee, 706-485-0088 · #71574

Non-commercial use only. Listing data © 2026 Lake Country Board of REALTORS® MLS. Deemed reliable but not guaranteed.

Frequently Asked Questions About Timberlake Cove

Where is Timberlake Cove located on Lake Oconee?

Timberlake Cove is on the southern, Putnam County side of Lake Oconee, built along Winding River Road off N. Rock Island Drive. The mouth of its cove is less than a mile south of the well-known Lake Oconee jumping rock. See more communities on our Lake Oconee real estate FAQs page.

Does Timberlake Cove have an HOA?

No. Timberlake Cove has no HOA or POA, which means no mandatory dues, fees, or association restrictions.

What do homes cost in Timberlake Cove?

Lakefront homes here have sold from around $800,000 up to just over $1.9 million since 2022, ranging from late-1980s originals to new builds finished in the last few years. Lower figures attached to this road are interior lots. For a figure on a specific property, get in touch.

Is the water good on the southern end of Lake Oconee?

Yes. Even inside the southern coves like Timberlake Cove, Lake Oconee water is deeper and clearer than in the more northern parts of the lake.

What is living in Timberlake Cove like?

Timberlake Cove is a private, single-road subdivision of long, narrow lakefront lots. It is quieter and a little farther from shopping and dining, though the Putnam County Publix will close a good part of that gap.

Interested in Timberlake Cove?

If a private, deep-water cove on the southern end of Lake Oconee sounds right, Margie Sorrell knows Timberlake Cove and the entire Lake Oconee market inside and out. Contact Margie to talk through your options.

Written by , Lake Oconee Real Estate. Last updated October 14, 2026.