Timberlake Cove, Lake Oconee | Neighborhood Guide

Winding River Road and N. Rock Island Drive street sign at Timberlake Cove on the southern Putnam side of Lake Oconee
The Winding River Road entrance to Timberlake Cove, on the southern Putnam shore of Lake Oconee.

Timberlake Cove sits on the quieter southern, Putnam County side of Lake Oconee. The mouth of the cove is less than a mile south of the well-known Lake Oconee jumping rock on the western shore, and the community is built almost entirely along a single road — Winding River Road — which follows the contour of this deep, protected cove. It is one of the more private subdivisions on this end of the lake.
A handful of interior lots sit back off the water, only a few of them developed, but Timberlake Cove is defined by its lakefront. Recent activity in the local MLS has seen lakefront homes here listed and sold in the $1–2 million range.

Where Timberlake Cove Is Located on Lake Oconee

Timberlake Cove is on the southern, Putnam County shore of Lake Oconee, reached from Winding River Road at its intersection with N. Rock Island Drive. The subdivision wraps the contour of a single deep cove just south of the Lake Oconee jumping rock. You can explore more of the lake’s communities on the Lake Oconee neighborhoods page.

Map showing the location of Timberlake Cove on the southern Putnam side of Lake Oconee, with a detail view of the cove

Timberlake Cove on Lake Oconee: Everything You Need to Know

The lots in Timberlake Cove are long and narrow, most with long private driveways that maximize seclusion — a layout that gives this subdivision an unusually private feel for a lakefront community. Homes here span every era and style, from originals dating to the late 1980s to builds finished in just the last few years. The trade-off for being on this end of the lake is a slightly longer drive to shopping and dining, though that is set to change with a new Publix coming to Putnam County. In return, you get the water itself: even inside these southern coves, Lake Oconee is at its best here — deeper and clearer than in the more northern stretches of the lake. And because this subdivision has no HOA or POA, there are no mandatory dues or association restrictions to worry about.

Frequently Asked Questions About Timberlake Cove

Where is Timberlake Cove located on Lake Oconee?

Timberlake Cove is on the southern, Putnam County side of Lake Oconee, built along Winding River Road off N. Rock Island Drive. The mouth of its cove is less than a mile south of the well-known Lake Oconee jumping rock. See more communities on our Lake Oconee real estate FAQs page.

Does Timberlake Cove have an HOA?

No. Timberlake Cove has no HOA or POA, which means no mandatory dues, fees, or association restrictions.

What do homes cost in Timberlake Cove?

Recent lakefront homes in Timberlake Cove have been listed and sold in the $1–2 million range according to the local MLS. Homes range from late-1980s originals to new builds completed in the last few years.

Is the water good on the southern end of Lake Oconee?

Yes. Even inside the southern coves like Timberlake Cove, Lake Oconee water is deeper and clearer than in the more northern parts of the lake.

What is living in Timberlake Cove like?

Timberlake Cove is a private, single-road subdivision of long, narrow lakefront lots. It is quieter and a little farther from shopping and dining, though a new Publix is coming to Putnam County.

Interested in Timberlake Cove?

If a private, deep-water cove on the southern end of Lake Oconee sounds right, Margie Sorrell knows Timberlake Cove and the entire Lake Oconee market inside and out. Contact Margie to talk through your options.

Written by , Lake Oconee Real Estate. Last updated August 20, 2026.
© Copyright - Margie Sorrell