Harbor Club on Lake Oconee | Greensboro GA Golf Community Guide
Harbor Club is a gated golf and lake community on nine miles of Lake Oconee shoreline in Greensboro, Greene County, built around a Tom Weiskopf and Jay Morrish course that opened in 1991. The MLS holds 586 recorded sales here between 2018 and 2026, from $188,000 to $3,399,000, with a median of $599,000. Two things set it apart from the other gated communities on this lake: it has been family-owned and debt-free since 1992, and its golf course is still open to the public.
Quick Facts
| County / city | Greene County — Greensboro, GA 30642 |
| Gated | Yes, with a gatehouse |
| Size | Roughly 1,100 acres on about nine miles of Lake Oconee shoreline |
| Golf | 18 holes, par 72, Tom Weiskopf and Jay Morrish, opened 1991. Semi-private — the public can play it |
| Ownership | The Matney family since 1992. |
| Recorded sales | 586 between 2018 and 2026, $188,000 to $3,399,000, median $599,000 |
| Homes | 1,556 to 8,516 heated sq ft, median 2,954. Built 1990 through new construction, median year 2019 |
| Water access | Both private frontage and shared access. Boathouse marina, also owned by Harbor Club |
| POA dues | $150 to $7,812 a year depending on membership and property type, median $1,750 |
| Covenants | Yes — 949 of 965 records |
| Days on market | Median 115 |
| Amenities | Golf, clubhouse dining, swim and tennis, fitness centre, croquet lawn, marina access |
| Schools | Greene County School System, with eligibility to apply to Lake Oconee Academy |
The Matney Family and Why It Matters to a Buyer
John Matney and a partner bought Harbor Club in 1992. There were about sixty homes here then. His sons Brandon and Justin later bought the original partner out, and Brandon has run the community as General Manager since 2012.
The detail worth understanding is this: Harbor Club has been debt-free the entire time the Matney family has owned it. On a lake where several developments have changed hands, been recapitalised, or gone through ownership groups with their own priorities, a single family holding a community for more than thirty years without debt is a different proposition. It shows up in the way assessments behave and in the fact that the club has not been under pressure to sell its way out of anything.
By 2012 there were roughly 750 dues-paying property owners, with about 80 percent living here full time. By 2020 the community had grown past 550 homes with another 47 under construction. And in the last 6 years the amount of homes built inside the Harbor Club gate is staggering.
The Golf Course
Tom Weiskopf and Jay Morrish laid out the course in 1991. It runs about 7,027 yards from the tips at par 72, rated 73.6 with a slope of 138, on A1 bent grass greens and Bermuda fairways, with six sets of tees. It touches the Lake Oconee shoreline on six holes and crosses four creeks.
The holes people talk about: the short par-4 seventh, On Golden Pond, plays across a finger of the lake at 323 yards and tempts you to have a go at the green. The par-5 fourteenth, Wildflower, is named for the flowers left of the big oak in the middle of the fairway. The fifteenth is a drivable par 4, a Weiskopf trademark. The par-3 seventeenth gives the best view down the lake on the property.
Golf Digest has given it four and a half stars in its Best Places to Play. Golfweek and Golf Magazine have ranked it among the top handful of courses you can actually play in Georgia, and Golfweek has named it one of the Southeast’s Top 50 Most Distinctive Courses.
Semi-Private, Deliberately
This is the thing that most surprises buyers coming from Reynolds or Cuscowilla. Harbor Club’s course is open to public play, and ownership has no plans to change that. Total rounds are kept under about 25,000 a year and the club does not market itself heavily to outside players, so the tee sheet stays manageable and members get the best times.
Whether that is a feature or a drawback depends entirely on the buyer. Some people want the certainty that nobody outside the gate is on their course. Others like that guests can play without a member sponsoring them, that Masters week brings interesting company, and that the club is not carrying the cost structure of a fully private operation. It is worth being honest with yourself about which of those you are before you buy here.
Lighthouse Point
The most desirable address inside Harbor Club is Lighthouse Point, and it is worth understanding how it is put together.
It has its own formal entrance with a vintage unmanned gatehouse and beyond it sit four streets: Lighthouse Circle, Eagles Nest, Osprey Cove and Harbor Point. Lighthouse Circle is the main drag through it, which is why people use both names for the same place and why you will hear the area called Lighthouse Circle as often as Lighthouse Point. The MLS records it as a subsection under the Harbor Club subdivision, though not every agent fills that field in. Inside the entrance there is also the Lighthouse Pavilion with a volleyball court.
Thirteen recorded sales on Lighthouse Circle itself carry a median of $1,925,000, running from $905,000 to $3,060,000, against a community-wide median of $599,000. The houses here are exquisite, and that holds for the interior lots as well as the waterfront ones.
The lots are the reason. Recorded frontage runs 123 to 173 feet with depth from five and a half feet to ten, on parcels between about 0.6 and 1.4 acres. Homes range from 4,000 to nearly 8,000 heated square feet, built from 1996 through new construction in 2026 — a house is nearing completion now on the homesite I sold.
I have sold on Lighthouse Circle twice — a homesite at $825,000 and a house at $2,500,000 in April 2023. When I tell you what a Lighthouse Circle lot supports, I am not reading it off a comparable sheet. The full closed record for the street, all thirteen sales, is on the Lighthouse Circle guide.
None of that is a knock on the rest of the waterfront here. Colonial Court, Elk River Court and Augusta National Court all carry direct-waterfront homes and lots that stand on their own — Augusta National Court has the second highest street median in the community at $1,420,000. Lighthouse Point carries the highest desirability, but that is an exclusivity premium rather than a verdict on everywhere else.
Where the ceiling sits
It has been tested carefully and found. One property came to market at $3,750,000 and was withdrawn, returned at $3,499,000 and expired, then sold at $3,060,000 in November 2025 — still the highest recorded sale on the street. Two are on the market above that. One is coming to market at $4,795,000, which would be a street record by a wide margin if it achieves it, and another is asking $2,999,000. The lesson for a seller here is the same one it is everywhere on this lake, just with more zeros: price against what has closed, not against what is listed.
Mickey Mantle Lived Here
Mickey Mantle spent significant parts of his final years in one of the Lake Villas at Harbor Club. He had retired from baseball in 1968 with 536 home runs and a World Series record of 18, and had taken seriously to golf. Members who played with him remembered the hand-eye coordination — he could hit a ball just as hard left-handed as right.
Local legend holds that a neighbour once bet him he could not hit a golf ball at a chair set up on the opposite shore. He hit it on the first attempt.
The street sign near the clubhouse does not say Mickey, though. It says Billy Mantle Lane, for his son, who died of a heart attack at thirty-six — days after Mickey came out of the Betty Ford Clinic. It was in the aftermath of that stretch that Mantle sat down with Bob Costas at Harbor Club for a fifteen-minute interview in March 1994 that remains one of the most unguarded conversations an athlete has ever given on television. Costas delivered the eulogy at Mantle’s funeral seventeen months later.
The clubhouse still keeps Mantle memorabilia, including signed baseballs and a signed vintage uniform. Billy Mantle Lane today is a row of 1994-built homes that have sold between $338,000 and $649,500 — among the most accessible property inside the gate.
The Streets Are a Golf Tour
Somebody enjoyed naming this place. Winged Foot, Pinehurst, Turnberry, Carnoustie, Glen Eagle, Spyglass Hill, Shoal Creek, Augusta National, Loch Lomond, Shadow Creek, Forrest Highlands, Peachtree. If you know your golf courses, you can navigate Harbor Club without a map.
Three roads do the work. Lake Drive, Club Drive and Osprey Poynte are the main thoroughfares, and between them you can reach essentially every part of the community. Everything else branches off those.
The waterfront streets, and what they have closed
Harbor Club has around nine miles of shoreline, and the waterfront is spread across a number of streets rather than concentrated in one place. These are the ones with a meaningful closed record:
| Street | Sales | Median |
| Lighthouse Circle | 13 | $1,925,000 |
| Turnberry Circle | 7 | $1,600,000 |
| Augusta National Court | 3 | $1,420,000 |
| Winged Foot Drive | 6 | $1,302,500 |
| Club Drive | 15 | $1,300,000 |
| Glen Eagle Drive | 8 | $1,153,500 |
| Colonial Court | 2 | $1,144,500 |
| Shoal Creek Court | 5 | $1,095,000 |
| Westchester Drive | 9 | $1,000,000 |
| Elk River Court | 5 | $910,000 |
Turnberry Circle is the one people miss. Seven waterfront sales at a $1,600,000 median puts it second in the community and ahead of Augusta National Court, which gets far more attention because of the name. Club Drive is the volume street on this list — fifteen waterfront sales at a $1,300,000 median — though Club Drive runs a long way and also carries golf-course and interior lots at very different prices, so the address alone tells you little.
Read the thin ones carefully. Colonial Court shows two sales and Augusta National three. Those medians are real but they rest on very few transactions, and one unusual house moves them a long way.
Harbor Club Is Many Neighborhoods, Not One
This is the thing that surprises people who have only seen the entrance to Harbor Club from Lake Oconee Parkway. It is not a single neighborhood with a single price point. It is a large number of smaller subsections, each with its own signage, its own architectural and build style, its own price band and its own feel. Some have landscaping covered by the HOA and some do not.
That is why a community-wide median tells you very little on its own. A buyer asking what Harbor Club costs is really asking about one of a dozen different products, and the honest answer depends entirely on which section they are looking at.
A few of the named sections, with what has actually closed in each:
| Section | Sales | Median | Typical build year |
| Lighthouse Point | 13 | $1,925,000 | 2004 |
| Osprey Point | 18 | $920,000 | 2018 |
| Lake Villas | 17 | $610,000 | 1990 |
| Heron Ridge | 74 | $583,625 | 2021 |
| Village at Osprey Point | 13 | $557,000 | 2020 |
| Harbor Ridge | 39 | $522,500 | 2002 |
| Club Cottages | 34 | $479,900 | 2008 |
| The Enclave at Heron Ridge | 42 | $466,700 | 2022 |
| Carriage Ridge | 83 | $383,937 | 2019 |
| Polo Villas | 6 | $277,425 | 1992 |
That is a five-fold spread inside one gate, and it is not the full list. There are more sections than these, and the ones above are the ones with their own entrance and signage.
The newest sections are the most affordable: The Enclave at Heron Ridge typically builds in 2022 and closes near $466,700, while Carriage Ridge sits lower still. And the oldest are not the cheapest — the Lake Villas date to around 1990 and still run above several sections built thirty years later, because of where they sit.
The amount of new construction is striking
If you have not driven through in a few years you will not recognise parts of it. Most of it is interior rather than waterfront, and most of it sits below the $800,000 to $900,000 range, but the sheer number of new builds has changed the character of whole sections.
For a buyer that cuts two ways. There is genuine choice in newer housing stock at a price the waterfront cannot touch. But you should also understand what is still being built near anything you are considering, because in some sections your view of the future depends on lots that have not been finished yet.
What Homes Here Have Sold For
586 recorded sales between June 2018 and August 2026, from $188,000 to $3,399,000, median $599,000. The direction is clear:
| Year | Sales | Median | Highest |
| 2018 | 22 | $502,950 | $1,350,000 |
| 2020 | 76 | $452,000 | $2,650,000 |
| 2022 | 88 | $549,500 | $2,225,000 |
| 2024 | 79 | $775,000 | $3,036,000 |
| 2026 | 60 | $832,500 | $3,399,000 |
The community median has risen about 66 percent since 2018 while the ceiling has moved from $1.35 million to $3.4 million. The highest recorded sale is $3,399,000 on Osprey Poynte in May 2026, a 5,913 square foot 2025 build.
Median days on market across the community is 115, which is longer than the non-gated neighborhoods on this lake and normal for a community where buyers are also choosing a club.
What Is Actually Inside the Gate
Beyond the golf course, the amenities here are more extensive than most people expect, and a good deal of it sits in one place.
The Grove is a twelve-acre complex holding the fitness center, a mile-long mulched hiking trail, a Fit-Trail with eight stations, a quarter-mile running track and a sports field with stadium seating for concerts and events. There are separate dog parks for large and small dogs, a community garden, and a pond.
Dining runs to two rooms. The Clubhouse Restaurant was designed by Stephen Fuller and looks out over the 18th green and the croquet lawn. The Burch at The Boathouse sits on the water, you can arrive by boat, and there is live music at weekends.
The marina has been named the best recreational facility in the Southeast and offers dry-stack storage, ramps, fueling, valet assistance and a community dock. There is a junior Olympic pool at the clubhouse, tennis and pickleball, and a playground signed Big Timber Lodge.
The Stables
The Stables is where the horses were kept. It is a long open-fronted building west of the clubhouse, and the club has converted it into an event and wedding venue with a banquet space, a bridal suite and an outdoor chapel built from cedar imported from the Virginia mountains. It is not used heavily, but it is still there, with a carriage parked under the centre bay.
Harbor Club Started as a Polo Community
This is the part almost nobody knows, including plenty of people who live here. Before Harbor Club was a golf community, it was an equestrian one — and the original Harbor Club logo was a stylized polo pony and rider.
The Eatonton Messenger covered the development on 28 September 1989, and the place it describes is barely recognisable. The golf course had not opened. What Harbor Club had instead was a complete equestrian center: hunter-jumper and polo stables, paddocks, rings, and ten miles of riding trails. There was an arena polo stadium with a grandstand and a championship polo field, and the season opened the first of October. 1989 was to be the first season, with matches billed at local, regional, national and international level. The field went on to host national-class matches annually.
The development ran to a thousand acres, owned then by John Bell, Mel Garland, Chuck Longnecker, Barry Thomas and Jim McDonald. Their man on the ground, and a resident himself, was Jimmy Orr, the former Baltimore Colts wide receiver. Orr told the paper sales had exceeded expectations and the golf course would open the following October. It opened in 1991, a year late.
Orr also explained a rule the developers set deliberately: no boat houses, and no boats with head facilities, so that the Lake Oconee shoreline would stay natural and unspoiled. That 1989 decision is still visible on the water today.
How It Ended, and What Replaced It
Interest in the equestrian side faded through the mid-1990s. The horses went, and the buildings were left.
Polo had been finished for years by the time we last walked it in 2010, but nothing had been cleared out. Across the parking lot from the stables stands the building that served the field, marked on maps as the Saddle Club at Harbor Club. The stools were still at the counter under a layer of dust and the glasses were still on the shelves behind it. It felt like a room everybody had left one evening and never came back to. Mickey Mantle bought his place here in 1991, two years into the polo era, which gives you a sense of what the crowd had been.
The reinvention came in 2016, when the club opened The Grove across those twelve acres. The championship polo field is now the sports field, ringed by the quarter-mile running track, used for soccer, football and whatever else. The polo grandstand was refurbished and now seats the audience for concerts and community events. The fitness center went into the Carriage House, which also holds the club offices. Sanctuary Pond was created just beyond the field, stocked for catch-and-release fishing.
The Stables had the best fate of any of it. It was a working horse stable, and it is now one of the most used wedding venues on this lake, with a banquet space, a bridal suite, horse-drawn carriages, and an outdoor chapel built from cedar brought down from the Virginia mountains.
What Is Left of It in the Addresses
The names outlasted the horses. Harbor Club’s own address is 1111 Polo Circle. There is a section of homes called Polo Villas, recorded in some listings as Polo Club Villas, and those homes look out over what was the polo field. Carriage Ridge takes its name from the same era.
So when you walk The Grove and see a running track around a sports field with a grandstand at one end, you are looking at a championship polo ground. Nothing on site tells you that.
The Highway 44 Widening Is Happening Now
Harbor Club sits about four miles from I-20 along Lake Oconee Parkway, which is State Route 44, and that road is being widened from two lanes to four. This is no longer a future consideration for this stretch.
Phase 2 of the project runs through Greene County from Carey Station Road south, and construction began in late July 2026. Pittman Construction was awarded the contract at $32.29 million and started with clearing on the west side of Highway 44 from the Richland Connector down past Harbor Club. Separately, GDOT widened the Highway 44 bridge over I-20 in late August and early September 2026 as part of Phase 1, with traffic shifts to allow the work.
What this means practically: if you are buying at Harbor Club, your approach road is an active construction corridor and will be for some time. Phase 3, the section running south from Harmony Road and Old Phoenix Road up to Carey Station, had not been let for construction as of the most recent published schedule and carries a GDOT estimate of 52 to 60 months once it starts.
Corridor-wide the design adds roundabouts, and the right of way widens from a range of roughly 100 to 300 feet today to 140 to 300 feet. Urban sections gain bike lanes, sidewalks and a raised median; rural sections get paved shoulders and a median. Some commercial frontage along the route is affected.
None of this changes what Harbor Club is. It does change the drive for a while, and it is the sort of thing a buyer should hear from their agent in advance rather than discover on the way to a showing.
The Back Gate, and the Land Behind It
Most people come in through the main entrance off Lake Oconee Parkway. There is a second way in that visitors never see.
The back gate sits at the end of Armor Road and brings you into the community beside the playground and the Lake Villas. It is unmanned and opens with a pass, and it is available to every Harbor Club resident, not a select few.
For anyone living on that side of the community it is not a novelty, it is the daily route. Residents near the back regularly use it instead of driving around to the main entrance, particularly anyone commuting or heading into Greensboro proper for anything. Depending on which section you are looking at, that can take a real bite out of your everyday driving, and it is not something any listing will tell you.
Harbor Club is nowhere near built out
Between the various parcels it holds, Harbor Club owns roughly 680 acres of undeveloped land. A good deal of it runs back toward Hutchinson Grove Road, which is private and not accessible from inside the community.
That figure is worth sitting with if you are buying here. It explains the volume of new construction going up inside the gate, and it means the pace is unlikely to slow soon. Whether that is good or bad depends on what you want: continued investment and new neighbours, or a finished community that stops changing. Before you commit to a lot, find out what is behind it and who owns it.
I handled both sides of one of those purchases. In September 2022 a 101-acre tract on Armor Lane sold for $950,000, and I held the listing and represented the buyer. The land had been platted years earlier for a 64-home development, with a road and several cul-de-sacs already cut into it, and it is gently rolling and wooded with a seasonal lake view. It is now part of what Harbor Club holds.
I mention it because it is a matter of public record and because it is the kind of transaction that tells you something. When a community buys land next to itself, it uses an agent it trusts to know the ground and to keep the deal quiet until it closes.
What to Understand Before You Buy
Most of it is not waterfront. Of 965 records, 781 show subdivision access rather than private frontage. Only 121 carry private lake access. Harbor Club is a golf community that happens to sit on nine miles of shoreline, not a waterfront community with a golf course attached, and the price difference between the two is the single biggest variable inside the gate.
The dues range is enormous. Recorded POA figures run from $150 to $7,812 a year with a median of $1,750. That spread reflects property type and membership category rather than inconsistency, but it means a number quoted by a neighbour may bear no relation to yours. Get the specific figure and the specific membership obligation in writing.
Harbor Club: Frequently Asked Questions
Does Harbor Club have a back gate?
Yes. It sits at the end of Armor Road and enters the community next to the playground and the Lake Villas. It is unmanned and opens with a pass, and every Harbor Club resident can use it. Residents living toward the back of the community often use it rather than the main entrance, especially when heading into Greensboro.
How much undeveloped land is left at Harbor Club?
Roughly 680 acres across the parcels Harbor Club holds, a good deal of it running back toward Hutchinson Grove Road, which is private and not accessible from inside the community. That is a large amount of runway and it explains the current pace of new construction inside the gate.
Is Harbor Club gated?
Yes. Harbor Club has a gated entrance with a gatehouse. The golf course, however, is semi-private and open to public play.
What does it cost to play golf at Harbor Club?
It depends on when you play and who you are with, so check the current rate before you book rather than relying on any figure you find online. Green fees move with the season and the time of day, and afternoon and replay rates are cheaper than a morning tee time. Group rates apply at eight players and again at twelve. Rental sets are available. Masters week is priced very differently from the rest of the year and is published separately by the club, so do not use a Masters rate as a guide to an ordinary Tuesday. If you are playing as the guest of a member, the club charges an accompanied rate and a higher unaccompanied rate. The pro shop will quote you the current number on the phone.
How do you book a tee time at Harbor Club?
Three ways. Book directly through the club’s own tee-time system at harborclub.teesnap.net, which is where availability is most accurate. Call the pro shop on (706) 453-9690, which is also the best route for groups, outings or anything unusual. Or use one of the third-party platforms such as GolfNow, TeeOff or GolfPass, which list Harbor Club and sometimes carry discounted times, though inventory there is a subset of what the club holds. Book well ahead for spring and autumn weekends, and much further ahead for Masters week.
Can the public play golf at Harbor Club?
Yes. Harbor Club is deliberately semi-private and ownership intends to keep it that way. Rounds are held under roughly 25,000 a year and the club does not market heavily to outside play, so members keep the best tee times. Rates climb during Masters week.
How much do homes cost at Harbor Club?
586 recorded sales between 2018 and 2026 range from $188,000 to $3,399,000 with a median of $599,000. The 2026 median is $832,500. Lighthouse Circle, the most expensive street, carries a median of $1,925,000.
What is the most expensive street in Harbor Club?
Lighthouse Circle, inside the Lighthouse Point section, with thirteen recorded sales at a median of $1,925,000. Turnberry Circle is second at $1,600,000 across seven sales, ahead of Augusta National Court at $1,420,000. The community-wide median is $599,000.
What are the HOA dues at Harbor Club?
Recorded POA figures range from $150 to $7,812 a year with a median of $1,750, varying by property type and membership category. Confirm the figure and the membership obligation for the specific property.
Was there really polo at Harbor Club?
Yes. Before the golf course opened, Harbor Club was an equestrian community with hunter-jumper and polo stables, paddocks, rings, ten miles of trails and an arena polo stadium with a grandstand. The Eatonton Messenger reported in September 1989 that the season began the first of October, with 1989 the first year and matches planned at local through international level. The original club logo was a polo pony and rider. Interest faded in the mid-1990s. In 2016 the polo field became the sports field at The Grove, ringed by a quarter-mile track, and the grandstand was refurbished for concerts. The address is still 1111 Polo Circle and there is still a section of homes called Polo Villas.
Did Mickey Mantle live at Harbor Club?
Yes. Mickey Mantle spent significant parts of his last years in a lakeside villa at Harbor Club, and his 1994 interview with Bob Costas was recorded here. Billy Mantle Lane is named for his son. The clubhouse still displays Mantle memorabilia.
Who owns Harbor Club?
The Matney family. John Matney and a partner bought the property in 1992; his sons Brandon and Justin later bought out the partner, and Brandon has been General Manager since 2012. The community has been debt-free throughout their ownership.
Who designed the Harbor Club golf course?
Tom Weiskopf and Jay Morrish, opened in 1991. Par 72, about 7,027 yards from the back tees, touching the lake on six holes.
How does the Highway 44 widening affect Harbor Club?
Lake Oconee Parkway is the approach road to Harbor Club and it is being widened to four lanes. Phase 2 construction began in late July 2026 with clearing on the west side of the highway from the Richland Connector down past Harbor Club. Expect an active construction corridor on the drive in for some time. Phase 3, further south, had not been let as of the most recent published schedule.
Is Harbor Club waterfront?
Partly. The community sits on about nine miles of shoreline, but most homes are not on the water — 781 of 965 MLS records show subdivision access rather than private frontage, and only 121 carry private lake access.
Thinking About Harbor Club?
I have sold inside Harbor Club, including twice on Lighthouse Circle. If you are buying, the questions that matter are which membership category comes with the property, whether the lot has private frontage or subdivision access, and what has actually closed on that street rather than what is listed. If you are selling, the same MLS record that tells me what Lighthouse Circle supports tells me where the ceiling is.
Get in touch and I will pull the current record for whatever you are considering. You can also read the wider Lake Oconee gated golf communities guide or browse every community in the Lake Oconee neighborhood guides.