Whispering Pines neighborhood entrance sign off Kimbrough Drive on the White Plains side of Lake Oconee in Greene County, Georgia — The Whispering Pines entrance off Kimbrough Drive, tucked into the trees on the White Plains side of Lake Oconee.

Whispering Pines and Rocky Creek are two neighboring, incredibly quiet lakeside communities on the White Plains side of Lake Oconee, and the last two neighborhoods developed down Flat Rock Church Road. The two are so similar in feel that they are best understood together: heavily wooded lots, a laid-back pace, and a collection of older lake homes that have stayed refreshingly under the radar.

Both communities are made up largely of older weekend homes, most built in the 1980s and 1990s and on the smaller side by today’s Lake Oconee standards. Many of these properties are still held in the original family names from when the lake was first flooded, and a good number haven’t been meaningfully updated since the ’90s. For renovation experts, flippers, and buyers who understand that value on Lake Oconee lives in the land and the shoreline rather than the house sitting on it, this is one of the most opportunity-rich pockets on the lake.

If trees are your thing, this is the place. Lots here tend to be larger than in many other parts of Lake Oconee, and they are completely wooded with mature pines and hardwoods, giving both neighborhoods a private, tucked-away feel. Kimbrough Drive is the main road through Whispering Pines at Lake Oconee, while Tal Lewis Road serves as its counterpart in Rocky Creek.

Where Whispering Pines and Rocky Creek Are Located on Lake Oconee

Both neighborhoods sit at the end of Flat Rock Church Road on the White Plains side of Lake Oconee, in Greene County. What truly sets them apart is the water they share: one of the largest, widest, and most beautiful deep-water coves on the entire lake.

Map showing the location of Whispering Pines and Rocky Creek on the White Plains side of Lake Oconee in Greene County, Georgia, with a detail view of the deep-water cove

The Cove

The cove is sheltered from the wind on nearly every side, which makes it a favorite spot for beginning wakeboarders and wake surfers learning on calm water. Its northern entrance is owned by Georgia Power and will almost certainly never be developed, preserving that stretch of natural shoreline. The rest of the cove is bordered by The Homesteads at Reynolds Lake Oconee and the new Hideaway golf course, so as both continue to build out, expect multi-million-dollar homes to rise across the water — a striking contrast to the quiet, wooded character on the Whispering Pines and Rocky Creek side.

Inside the Communities

From the classic entrance signs to the canopied, winding roads, Whispering Pines and Rocky Creek share the same unhurried, deeply wooded character.

Rocky Creek neighborhood entrance sign off Tal Lewis Road on the White Plains side of Lake Oconee in Greene County, Georgia — The Rocky Creek entrance off Tal Lewis Road.

Kimbrough Drive and Tal Lewis Road street signs in Whispering Pines and Rocky Creek at Lake Oconee — Rustic wooden street signs mark the community’s main roads.

Quiet wooded road winding through Whispering Pines and Rocky Creek at Lake Oconee — Canopied roads wind through mature pines and hardwoods.

Frequently Asked Questions

Are Whispering Pines and Rocky Creek gated communities?

No. Both are quiet, non-gated communities on the White Plains side of Lake Oconee in Greene County, Georgia.

Do Whispering Pines and Rocky Creek have an HOA?

No. Neither Whispering Pines nor Rocky Creek has an HOA, which means no dues, no mandatory fees, and few restrictions — part of the appeal for buyers looking to renovate or rebuild an older lake home on their own terms.

What kinds of homes are in Whispering Pines and Rocky Creek?

Mostly older weekend-style lake homes built in the 1980s and 1990s on large, heavily wooded lots. Many are original and ready for renovation, making this one of the more opportunity-rich, value-driven pockets on Lake Oconee.

What is the water like at Whispering Pines and Rocky Creek?

Both neighborhoods sit on one of the largest, deepest, and most wind-sheltered coves on Lake Oconee — calm, protected water that is especially popular with beginning wakeboarders and wake surfers.

Where are Whispering Pines and Rocky Creek located?

At the end of Flat Rock Church Road on the White Plains side of Lake Oconee in Greene County. Kimbrough Drive is the main road through Whispering Pines; Tal Lewis Road is the main road through Rocky Creek.

Interested in Whispering Pines or Rocky Creek?

If you are looking for a wooded lake lot, a renovation project, or a quiet cove to call home, Margie Sorrell knows these communities and the wider Lake Oconee market inside and out. Contact Margie to talk through your options.