Whispering Pines & Rocky Creek, Lake Oconee | Neighborhood Guide
Whispering Pines and Rocky Creek are two neighboring, incredibly quiet lakeside communities on the White Plains side of Lake Oconee, and the last two neighborhoods developed down Flat Rock Church Road. The two are so similar in feel that they are best understood together: heavily wooded lots, a laid-back pace, and a collection of older lake homes that have stayed refreshingly under the radar.
Both subdivisions are made up largely of older weekend homes, most built in the 1980s and 1990s and on the smaller side by today’s Lake Oconee standards. Many of these properties are still held in the original family names from when the lake was first flooded, and a good number haven’t been meaningfully updated since the ’90s. For renovation experts, flippers, and buyers who understand that value on Lake Oconee lives in the land and the shoreline rather than the house sitting on it, this is one of the most opportunity-rich pockets on the lake.
If trees are your thing, this is the place. Lots here tend to be larger than in many other parts of Lake Oconee, and they are completely wooded with mature pines and hardwoods, giving both neighborhoods a private, tucked-away feel. Kimbrough Drive is the main road through Whispering Pines at Lake Oconee, while Tal Lewis Road serves as its counterpart in Rocky Creek.
Where Whispering Pines and Rocky Creek Are Located on Lake Oconee
Both neighborhoods sit at the end of Flat Rock Church Road on the White Plains side of Lake Oconee, in Greene County. What truly sets them apart is the water they share: one of the largest, widest, and most beautiful deep-water coves on the entire lake.
The Cove
The cove is sheltered from the wind on nearly every side, which makes it a favorite spot for beginning wakeboarders and wake surfers learning on calm water. Its northern entrance is owned by Georgia Power and will almost certainly never be developed, preserving that stretch of natural shoreline. The rest of the cove is bordered by The Homesteads at Reynolds Lake Oconee and the new Hideaway golf course, so as both continue to build out, expect multi-million-dollar homes to rise across the water — a striking contrast to the quiet, wooded character on the Whispering Pines and Rocky Creek side.
The cove is also one of the deepest on Lake Oconee, carrying real water through the middle. Dock depth is a separate question, and it is the one that matters when you are tying up a boat. The listings that record it here run from about five feet to ten, with the deepest figures on the Tal Lewis Road side. Only a handful report depth at all, so treat it as something to ask about the individual dock rather than read off the cove. Any dock work is subject to Georgia Power shoreline permitting.
Inside the Communities
From the classic entrance signs to the canopied, winding roads, Whispering Pines and Rocky Creek share the same unhurried, deeply wooded character.
The Lots Are the Point
The claim that lots run larger here is not just a feeling you get driving through. Across the record, they run from just under an acre to more than two and a half, with the typical lot around an acre and a quarter. On most of Lake Oconee, three quarters of an acre is a generous waterfront lot. Recorded shoreline runs from 130 feet up to 344.
Every home that has come through the MLS here was built between 1980 and 1996. Houses range from a 900-square-foot cabin to one at 5,000 square feet, with the typical house near 2,300 — small by current Lake Oconee standards, sitting on land that is anything but.
Most of these houses have no basement, which matters if you are pricing a renovation, because there is nowhere to expand except out or up. Every property in the record has a seawall, and all but two of them are wood. On homes this age, a fair number are on original timber. Ask when it was last rebuilt.
What Homes in Whispering Pines and Rocky Creek Sell For
Fifteen sales have closed across both subdivisions since late 2018, from $315,000 up to $1,010,000, with the middle of the market around $640,000. The seven that closed through 2021 came in near $470,000. The eight since sit closer to $865,000.
The averages are not the interesting part, though. What happens to individual houses here is.
1010 Kimbrough Drive changed hands twice in the same calendar year. It sold in February 2021 at $485,000, a sixteen-hundred-square-foot house on an acre. It came back renovated and enlarged and closed again that August at $926,000.
1280 Kimbrough Drive is the same story unfolding right now. It sold in April 2025 at $562,500, well under the $699,995 it had been asking. It is back under contract at 3,282 square feet against the 2,154 it carried a year ago, listed at $1,695,000.
That is the argument for this pocket, written out in two addresses. The land and the shoreline carry the value; the house is the part you can change.
The ceiling is the honest counterweight, and it is worth knowing before you price anything. Nothing in either neighborhood has ever closed above $1,010,000. 1320 Tal Lewis Road has been listed at $1,300,000 three separate times and has not found a buyer; it is sitting on the market at that number today, past two hundred days. 1010 Holmes Drive has been asking $1,399,999 since spring. Both are large lots with a great deal of shoreline. Neither has sold.
Priced sensibly, houses here move in about two months at roughly 95 percent of the original asking price. Priced ambitiously, they sit. 1120 Tal Lewis Road expired after 206 days at $995,000 and sold the following spring at $850,000.
Listings are scarce. Seventeen individual properties have ever come through the MLS across both neighborhoods, which works out to about two sales in a typical year.
Frequently Asked Questions
How much do homes in Whispering Pines and Rocky Creek cost?
Recorded sales in Whispering Pines and Rocky Creek run from $315,000 to $1,010,000, with sales since 2022 landing closer to $865,000. Neither neighborhood has yet produced a sale above roughly a million dollars, and listings priced well beyond that have sat unsold.
Are Whispering Pines and Rocky Creek gated communities?
No. Both are quiet, non-gated communities on the White Plains side of Lake Oconee in Greene County, Georgia.
Do Whispering Pines and Rocky Creek have an HOA?
No. Neither Whispering Pines nor Rocky Creek has a homeowners association, so there are no dues and no mandatory association fees — part of the appeal for buyers looking to renovate or rebuild an older lake home on their own terms.
How deep is the water at Whispering Pines and Rocky Creek?
The cove is one of the deepest on Lake Oconee and holds real water through the middle. Depth at any individual dock is a separate question — the listings that record it here report between five and ten feet, with the deepest figures on the Tal Lewis Road side — so it is worth verifying on the specific property.
How big are the lots in Whispering Pines and Rocky Creek?
Lots run from just under an acre to more than two and a half, with the typical lot around an acre and a quarter and recorded shoreline between 130 and 344 feet. That is meaningfully more land than most waterfront subdivisions on Lake Oconee offer.
What kinds of homes are in Whispering Pines and Rocky Creek?
Older weekend-style lake homes on large, heavily wooded lots, typically around 2,300 square feet. Every home that has come through the MLS here was built between 1980 and 1996, and many are original and ready for renovation.
How often do homes come up for sale in Whispering Pines and Rocky Creek?
Rarely. Seventeen individual properties have ever been listed across both neighborhoods, producing roughly two sales in a typical year.
What is the water like at Whispering Pines and Rocky Creek?
Both neighborhoods sit on one of the largest, deepest, and most wind-sheltered coves on Lake Oconee — calm, protected water that is especially popular with beginning wakeboarders and wake surfers.
Where are Whispering Pines and Rocky Creek located?
At the end of Flat Rock Church Road on the White Plains side of Lake Oconee in Greene County. Kimbrough Drive is the main road through Whispering Pines; Tal Lewis Road is the main road through Rocky Creek.
Interested in Whispering Pines or Rocky Creek?
If you are looking for a wooded lake lot, a renovation project, or a quiet cove to call home, Margie Sorrell knows these communities and the wider Lake Oconee market inside and out. Contact Margie to talk through your options.
Sale figures drawn from 23 MLS listing records covering 17 individual properties in Whispering Pines and Rocky Creek, closings from October 2018 through November 2025. Last updated September 2026.