White Oak Plantation, Lake Oconee | Greensboro GA Neighborhood Guide
The drive in is most of what you need to know about White Oak Plantation. You turn off Highway 278 onto Forks Road and then run for a long way through national forest — roughly a thousand acres of it, with nothing on either side. Forks Road does what its name says and splits. Stay right, onto Cannon Trail, and the first neighborhood you reach is this one.
Withrow Road turns off to the right, through a very well done neighborhood entrance, and runs down through timberland toward the water. It is the only street in the neighborhood.
Quick Facts
| County / city | Greene County — Greensboro, GA 30642 |
| Streets | Withrow Road |
| Getting there | Highway 278 to Forks Road, right at the fork onto Cannon Trail, then Withrow Road |
| Time to grocery | 10 to 15 minutes to Ingles in Greensboro |
| Gated | No |
| HOA | Yes. Dues have run $400 to $500 a year, rising over time |
| Lake access | Private frontage on the waterfront lots, plus a community boat ramp owned by the association |
| Lot sizes | Roughly 1 to 3.6 acres |
| Homes | An early build here or there, but mostly 2000s through recent years |
| Schools | Greene County School System |
Where White Oak Plantation Is on Lake Oconee
This is the south side of Highway 278, in Greene County, on the upper part of the lake. It is remote in a way most Lake Oconee neighborhoods are not — the approach runs through national forest rather than past other subdivisions, and there is nothing commercial between the highway and the entrance.
White Oak Plantation shares its access road with Hidden Pointe, which sits farther along at the end of it. Those two are the only things down there. Look out across the water from this side and you are looking at the back of Apalachee Woods, over in Buckhead on the Morgan County side. It is part of the broader Northern Greene County and Upper Lake area.
The Drive In
Withrow Road runs a ways down through natural timberland before it reaches a house. The land on the left belongs to White Oak Lake Properties, so it is either future lots or ground that stays as it is.
The entrance to the community boat ramp comes up early on the right, and it is a long drive down from the road to the water. Then the lakefront homes begin, and the first thing you notice is how far back they sit. These are deep lots with long driveways, and the houses are nowhere near the road.
The ground at the start is close to flat all the way to the water. Farther down it picks up some hill, but the driveways stay long enough that the descent is gradual rather than the steep drop you get in neighborhoods built on smaller lots.
The Loop at the End of Withrow Road
Withrow Road ends in a loop, and the loop is far bigger on the ground than it looks on a map. The middle of it is wooded thickly enough that you cannot see one side from the other, and traffic runs one way around.
Somebody was using their head when they drew up this neighborhood. The lots at the end of Withrow Road cone outward from the road, narrow at the street and wide at the water, so every homesite around the loop ends up with the feel of a point lot. That is deliberate and it is unusually well planned. It also explains why water frontage here runs from about 90 feet to 160 feet on lots that are not especially different in acreage.
Deep Water
Water depth at the dock runs between four and eleven feet here, with several lots sitting around seven. That is deep for this far north on Lake Oconee.
For comparison, Beau Rivage, also Greene County and also upper lake, sits at three to three and a half feet. Both are good places to own a house. But White Oak provides the option for a larger boat.
How It Was Built
Sales here trace back to 1999, and Phase I largely sold through the early 2000s.
Phase II is on the record in the Greene County commissioners’ minutes. A preliminary plat for eleven lots across 42.82 acres on Withrow Road came before the board in August 2004, submitted by developer Wayne Atkinson, and final plat approval followed that November.
What Has Sold Here
White Oak Plantation has a real sale record, which sets it apart from most neighborhoods this small.
Since 2022 the waterfront here has traded between roughly $1.25 million and just under $1.5 million, and the direction has been one way across that stretch. The most recent closing sits at the top of it.
The houses behind those numbers vary a great deal — sizes from about 1,700 square feet to over 4,500, build years running from the late 1980s to recent construction, and lots from about an acre to three and a half. An average across that spread would tell you very little.
Frequently Asked Questions About White Oak Plantation
Where is White Oak Plantation on Lake Oconee?
White Oak Plantation is on the upper end of Lake Oconee in Greene County, Georgia, south of Highway 278, with a Greensboro 30642 mailing address. It sits at the end of a long approach through national forest and shares its access road with Hidden Pointe.
How do you get to White Oak Plantation?
From Highway 278, turn onto Forks Road and follow it through the national forest. The road forks; stay right onto Cannon Trail. Withrow Road is the turn into the neighborhood, on the right, marked by a stacked stone entrance.
Is White Oak Plantation gated?
No. There is a stone entrance wall and a sign but no gate.
Does White Oak Plantation have an HOA?
Yes. Dues have run between $400 and $500 a year in recent years, and the figure has been rising. The association owns the boat ramp lot, which was dedicated to it under the county agreement approving Phase II. Margie Sorrell can confirm the latest HOA or POA association dues for every neighborhood on Lake Oconee so get in touch with any questions.
Is there a boat ramp in White Oak Plantation?
Yes, and it belongs to the homeowners association. The entrance to it is on the right as you come down Withrow Road, well before the houses, and it is a long drive down to the water from there.
How deep is the water at White Oak Plantation?
The water runs between four and eleven feet at the dock, with several docks sitting around seven. Depth varies lot to lot, so check the specific property rather than relying on the neighborhood figure, but the general picture here is deeper water than most of the upper lake offers.
What adds the most value to a home in White Oak Plantation?
Water depth, remote location, and a well planned lakefront neighborhood design all help protect White Oak Plantation property values.
The loop lots at the end of Withrow Road cone outward toward the water, so two properties with near-identical acreage can have sixty feet of difference in frontage and a completely different feel at the shoreline. Add to that the protected drive in through national forest — and you get a special type of buyer looking for that remote lakehouse feel without being too far from everyday conveniences. Contact Margie for a valuation of your Lake Oconee home.
What comps are used to value a home in White Oak Plantation?
Primarily other Withrow Road sales, plus those in the neighboring community of Hidden Pointe, and there are enough of them to work with — which is not true of every neighborhood this size on this part of Lake Oconee.
The difficulty is not finding comps here, it is choosing among them. A useful valuation looks at a large set of data from water depth to square feet to whether the home has a garage or not. Margie has a distinct set of 20 valuation points for waterfront homes located on Lake Oconee outside the gated golf communities and can get you the most accurate price possible for your home. Contact Margie for a valuation of your Lake Oconee home.
Interested in White Oak Plantation?
White Oak Plantation does not come up often, and when it does the listing rarely conveys what the drive in is like or how the lots sit. It suits people who want deep water, real acreage and genuine quiet, and it does not suit anyone who wants to be five minutes from a restaurant.
Get in touch and Margie will tell you honestly whether it fits — including what the water is actually doing in front of any particular lot.
Last updated September 2026.